Bookwield

Prompts · Negotiation & money

Decide how much to save versus spend now

you save diligently, the balance is solid, and you keep postponing things you care about because saving more always feels safer.

Built on

Die With Zero
Bill Perkins · 2020

Supplies the case for spending: experiences pay memory dividends and have a time window. Plan a net worth peak and spend down after it.

Your Money or Your Life
Vicki Robin & Joe Dominguez · 2018

Supplies the definition of enough: money as life energy, a wall chart, and the crossover point where investment income covers expenses.

The prompt

My situation: [describe your age, savings rate and balance, what you keep postponing, and what makes spending feel unsafe] Use Die With Zero by Bill Perkins (2020) and Your Money or Your Life by Vicki Robin & Joe Dominguez (2018) to help. Recall any details from the whole book that help, including names, numbers, scenes, or cases that are not the most famous chapter titles.

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